We’re talking about something massive: The National Public Data Hack.
This breach has exposed 2.9 billion accounts—including Social Security numbers and personal data—to the public. If you think your information is safe, think again. Data breaches are becoming more common, and it’s no longer a question of if your information is compromised but when. The good news? There’s a simple step you can take right now to protect yourself.
Step #1: Freeze Your Credit Immediately
If there’s one thing you do today, let it be this: freeze your credit. This is one of the best ways to prevent identity theft and financial fraud.
Years ago, freezing your credit was a hassle. But now? It’s fast, free, and easy. Unfreezing it when needed takes just minutes. Here’s where you need to go:
1. Transunion. https://www.transunion.com/credit-freeze
2. Equifax. https://www.equifax.com/personal/credit-report-services/credit-freeze
3. Experian. https://www.experian.com/help/credit-freeze/
While it may seem like a minor inconvenience, it’s nothing compared to the nightmare of having your identity stolen.
Step #2: Sign Up for Credit Monitoring
Once your credit is frozen, consider setting up credit monitoring. This adds an extra layer of security by notifying you of any suspicious activity. Some excellent options include:
1. Aura
2. LifeLock
3. Your credit card company (many offer free or low-cost monitoring!)
If your data is already exposed (and let’s face it, it probably is), it’s only a matter of time before someone attempts identity theft. Being proactive can help you catch fraud before it causes severe damage.
Act Now: A Small Effort for Major Protection
Freezing your credit is free, quick, and one of the most effective ways to protect yourself from fraud. Pair it with credit monitoring for added security.
Thanks for reading!